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Tl;dr: Stellar’s protocol (SCP) uses a decentralized state propagation where each node commits to a value if every node it deems trustworthy agrees while Ripple uses a supermajority vote (80%) among all validating nodes. Stellar achieves better decentralization than Ripple. A pretty old, but still relevant discussion on the bitcoin stack exchange Stellar ...


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Ripple and the Stellar Development Foundation are separate entities. They were both founded by Jed McCaleb. Ripple was founded as a private company in 2012. The SDF was formed some time after Jed left Ripple as a not-for-profit organisation. Whilst initially similar, the two payment protocols diverged significantly when Stellar was re-written. As far as I ...


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